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What is the difference between pet insurance and pet wellness plans?

Our Huntersville vets are often asked what the difference is between Wellness Plans and Pet Insurance. While both options help pet owners to pay for veterinary care for their animals, Wellness Plans and Pet Insurance cover very different services.


Protecting Your Pet's Future

Wellness plans and pet insurance policies are two very different ways to help your pet receive essential veterinary care, when they need it. Before heading off to see the vet it's important for dog and cat owners to understand which services your pet is and isn't covered for. 

What is a wellness plan?

Wellness plans are designed to help spread the cost of routine annual healthcare across twelve months. Typically, wellness plans cover preventive care such as tick and flea preventive medications, heartworm testing and heartworm preventive medications, annual fecal exams (used to detect internal parasites) and vaccinations.

With wellness plans you only pay for the treatments and services you use. 

Wellness plans allow you to take a proactive approach to your pet's healthcare, and give your vet the opportunity to regularly check your dog or cat's overall condition. By visiting your vet for regular routine examinations issues can be spotted early and treated before they become more serious, and potentially more expensive to treat. 

What is pet insurance?

When accidents happen, pet insurance helps you to pay for emergency veterinary care for your pet. Most pet insurance policies will cover treatment for illnesses such as cancer or diabetes if your pet becomes ill. 

Many pet insurance policies will also cover the cost of prescription medications, and treatment for hereditary and congenital conditions as well as orthopedic conditions.

It's important to note that pet insurance policies differ in what services and treatments they cover. Be sure to do your research when looking into pet insurance. 

Speak to your vet if you would like help deciding what is best for your pet based on their particular needs and concerns. Your vet will be able to help you decide which pet insurance policy is best for you, based on the age, breed and overall condition of your pet.

Should I invest in a wellness plan or pet insurance?

Many people feel that they are able to provide their pet with the absolute best healthcare possible by investing in both wellness plans and insurance coverage. By investing in both types of coverage, routine annual healthcare and unexpected emergency veterinary care are both made more affordable.

Other people choose to cover their pet with either a wellness plan or a pet insurance policy based on their pet's needs.

Our annual Wellness Plans will help to keep your pet healthy. Choose the Wellness Plan that's right for your pet.

Pet Insurance & Wellness Plans | Huntersville Veterinarian

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